), Seinan Gakuin U. John A. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. ; M.A., ibid. What is the difference between a mutual fund and an annuity? Learn what plans allow eligible employees to do. W. C. Williams, Ph.D., Professor of Educational Psychology. Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. Is there a tax advantage to owning variable annuities versus mutual funds? Think about these three easy things you can do to keep your momentum & finish strong: Taking advantage of any new plans or matches your employer may offer. When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions. (2004-2017)B.A., Newcomb College of Tulane U.; M.A., U. of Kansas; Ph.D., U. of Virginia. (1975-2017)B.F.A., U. of Kansas; M.F.A., Indiana U. Robert B. Kruschwitz, Ph.D., Professor of Philosophy. Call today to schedule an appointment or fill out an online request form. (1982-2018)B.S., Baylor U.; M.S., ibid. Harry Elzinga, Ph.D., Professor of Musicology. When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions. Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. Learn about the investment options and plan basics - including eligibility - of each retirement savings plan offered by your employer. Baylor College of Medicine fosters diversity among its students, trainees, faculty, and staff as a prerequisite to accomplishing our institutional mission and setting standards for excellence in training healthcare providers and biomedical scientists, promoting scientific innovation, and providing patient-centered care. (1983-2003)B.S., Eastern New Mexico U.; M.S.,ibid. (1988-2009)B.S.E.E., Texas Tech U.; M.S.E.E., Southern Methodist U.; Ph.D.,ibid. Emeritus Faculty . Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Frederick R. Gehlbach, Ph.D., Professor of Biology. Most employers require you to save a certain amount before they will match it when they do, its all extra money! ; D.B.A., U. of Colorado; Ph.D.,ibid. John S. Belew, Ph.D., Professor of Chemistry and Provost Emeritus. To obtain vesting information regarding this plan, contact TIAA at 800-842-2252. If you're already enrolled, log in to your secure account from the login button at the top of the home page of this site. (1962-2000)B.S., Baylor U.; M.S.,ibid. Steve Driese, Professor of Geosciences (2004-2022)B.S., Southern Illinois U.; M.S., U. of Wisconsin-Madison; Ph.D., ibid. There are often lots of complex rules and regulations, and it can be hard to figure out what plans & benefits youre eligible for or which investments are available to you. Charles H. Talbert, Ph.D., Distinguished Professor of Religion. Interests in the retirement healthcare program are offered solely by the employer. Linda S. Adams, Ph.D., Professor of Political Science. Janelle Walter, Ph.D., Professor of Family and Consumer Sciences. We realize the enrollment process requires making tough decisions. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. ;ibid. John D. Martin, Ph.D., Professor of Finance, Insurance, and Real Estate. William Thomas, Professor of Accounting and Business Law and Master Teacher. (1983-2021).B.A., St. Olaf College; J.D., William Mitchell College of Law; LL.M., Temple U. Rosalie Beck, Ph.D., Associate Professor of Religion. 2. (2010-2020)B.F.A., U. of Nebraska; M.F.A., Wichita State U. F. Michael Ard, D.M.A., Professor of Keyboard Studies. Take advantage of it. The Academy of Distinguished Educators sponsors two events a year: Annual Academy of Distinguished Educators Showcase of Educational Scholarship, Norton Rose Fulbright Educational Grant Fund. 1996. ; Ed.D.,ibid. Teachers Insurance and Annuity Association (TIAA) will provide services to the plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan recordkeeper. (2000-2018)B.A., Baylor Univ. You must begin taking minimum distributions from your IRAs and employer retirement plan accounts by your required beginning date (or retirement, if later for employer retirement plan accounts). Stuart Rosenbaum, Ph.D., Professor of Philosophy. Texas Tech U. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. Stephen Heyde, Professor and Director of Orchestral Activities, The Mary Franks Thompson Professor of Orchestral Studies, and Conductor-in-Residence (1984-2021)B.M., Capital U.; M.M., Carnegie Mellon U. Thomas S. Hibbs, Ph.D., Dean Emeritus and Distinguished Professor of Ethics and Culture. For more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window. Sharp, Ph.D., Professor of Curriculum and Instruction. Have an edit or suggestion for this page? ; D.B.A., Indiana U. Michael W. Mansfield, Ph.D., Professor of Political Science. (2000-2020)B.A., Austin College; M.M., Cleveland Institute of Music. ), Northwestern U.; Ph.D. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. Patricia A. (1954-1993)B.S., U. of Texas; M.Ed.,ibid. (1981-2008)B.A., Amherst College; M.A., U. of Massachusetts; Ph.D.,ibid. Generally, you must show an immediate, significant need that cannot be met with other resources, including loans from your retirement plan. 1329 S. 7th Street Endowed Chairs and Professorships. This fee will be deducted proportionally from each investment in your account Quarterly and identified as "TIAA Plan Servicing Fee" on your statements. Earl L. Grinols, Distinguished Professor of Economics (2004-2022B.A., U. of Michigan; B.S., ibid; Ph.D., Massachusetts Institute of Technology. What is the difference between a mutual fund and an annuity? The TIAA group of companies does not provide legal or tax advice. Over the course of a year you pay for services like record keeping. (1971-2001)B.A., Howard Payne College; M.A., U. of Oklahoma; Ph.D.,ibid. Mary A. Booras, M.A., Associate Professor of Speech Communication. Any savings have the potential to help in the future, but ideally, you still should aim for 10-15% of your pre-tax income annually. Wood, Ph.D., Professor of Religion. 2021 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017. (1981-2015)B.S., East Carolina U.; M.A.,ibid. For help and advice, call us anytime at800-842-2252. Elizabeth S. Githens, M.A., Professor of English. (1978-2002)B.S., Indiana U.; M.B.A.,ibid. A. Dale Allen, Ph.D., Professor of Management. (1968-1985)B.S.Ed., State College, Indiana, Pa.; M.A., Ohio U.; Ph.D.,ibid. (1982-2006)B.A., Michigan State U.; J.D., U. of Virginia. Payments from variable accounts will fluctuate based on investment performance. Mary Margaret Shoaf, Ph.D., Associate Professor of Mathematics. ; Ph.D.,ibid. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. (1971-2020)B.B.A., Baylor U.; M.B.A., ibid. W. Keith Hartberg, Ph.D., Professor of Biology. U. of Mary Hardin-Baylor; M.S.W., Our Lady of the Lake U.; Ph.D., U. of Mary Hardin-Baylor. For financial guidance, call 800-842-2252 to speak to a TIAA financial consultant. (1973-2011)B.S. (1981-2018)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; Ph.D.,ibid. Have an edit or suggestion for this page. Each is solely responsible for its own financial condition and contractual obligations. (1966-2000)B.A., Wake Forest U.; B.D., Southeastern Baptist Theological Seminary; Th.M.,ibid. If requested before 2 p.m. you will receive a response today. Both options receive favorable tax treatment under the plan. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. Madalene R. Barnett, Ph.D., Professor of Communication Disorders. (1964-1997)B.S., U. of Arkansas; M.S., Kansas State U.; Ph.D.,ibid. W. Hulitt Gloer, Ph.D.,Professor of Preaching and Christian Scriptures. Gary W. Hull, Ph.D., Associate Professor of History. ; Ph.D., Texas Womans U. Susan K. Johnson, Ph.D., Professor of Educational Psychology. Do not sell/share my personal information. Min., Chicago Theological Seminary; Ph.D., ibid. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Learn about the plan basics, including eligibility, and investment options available through Fidelity and TIAA for Baylor College of Medicine retirement plan(s). Login now. Strive for a smart balance of aggressive and conservative investments that fit your needs. Your employer will typically allow you to withdraw funds once you've reached 62. Request for Faculty Appointment/Promotion (RFAP) form prepared by the Academic Unit. ; Ph.D., Rice U. William R. Trail, J.D., Professor and The Darrell L. Keith Professor Law and Medicine. Schedule now . foundation of Medicarethe Emeriti Health Insurance Plan Optionsa range of plan options, including Medicare-approved Part D prescription drug coverage. ; M.F.A., Cranbrook Academy of Art. Make a selection before beginning enrollment. Martha L. Sanford, Ph.D., Associate Professor of Nursing. (1987-2002)B.S.N., Baylor U.; M.S., U. of Colorado; Ph.D., U. of Wyoming. (1987-2013)B.S., U. of Oklahoma; M.S.,ibid. The following three categories of services are provided to your plan: 1. (1984-2021)B.B.A., Texas Tech U.; J.D., U. of Oklahoma. Your RMD Applicable Age was 70 if you were born before 7/1/49; 72 if you were born on or after 7/1/49 or in 1950; 73 if you were born between 1951 and 1958; 75 if you were born in 1960 or later. If you have investments that revenue share, you'll receive a credit based on your average daily balance. Studying biology at Baylor is a journey that will give you a new perspective on the world. (1975-2019)B.A., Ohio State U.; M.A.,ibid. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. David Swenson, J.D., Professor of Law and the George G. Kelly Professor of Law. James Breckenridge, Ph.D., Professor of Religion. The earlier you start contributing to retirement plan investments, the more you can potentially save. Don F. Parker, Jr., Ph.D., Professor of Geology. How do I find an online Notary? ; Ph.D., U. of Florida. Taxes and penalties may apply. When you leave your employer, you may be eligible to withdraw your retirement savings. (1978-2018)B.S., Louisiana State U.; J.D., ibid; M.S., ibid. ; Ph.D., U. of Illinois. Southern Baptist Theological Seminary; Ph.D.,ibid. (1981-2017)B.S., Southern Methodist U.; M.S.,ibid. As a Baylor Medicine patient, you'll have access to exclusive clinical trials, leading-edge procedures, and the brightest minds in medicineall working together to provide you with more options . You can withdraw all or part of your account in a single cash payment, depending on your plan rules and the terms of your contracts. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, Press Alt plus Down Arrow to view menu options. (1985-2005)B.S., Southern Methodist U.; M.S.,ibid., Ph.D.,ibid. ; Ph.D., Kent State U. Rufus B. Spain, Ph.D., Professor of History. The following documents are required from the Academic Unit for appointment to this rank: 1. Paul Z. Kemp, M.F.A., Professor of Art. (1986-2021)B.A., Baylor U.; J.D.,ibid. Pre-Medicine. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. ; Ph.D., U. of Minnesota. (1985-2003)B.S., The College of William & Mary; Ph.D., U. of Texas. (1977-2018)B.S., Jacksonville State U.; M.A., U. of Alabama, Birmingham; Ph.D., U. of Alabama. The amount you withdraw will reduce your lifetime annuity income accordingly. The Bernard and Anne Spitzer School of Architecture CUNY School of Medicine Colin Powell School for Civic and Global Leadership School of Education The Grove School of Engineering . (1981-2018)B.S., New Mexico Institute of Mining and Technology; M.S.,ibid. Carolyn A. Backus, D.M.A., Professor of Vocal Studies. William R. Reichenstein, Ph.D., Professor of Finance. They offer several payment options, including lifetime income. Is there a tax advantage to owning variable annuities versus mutual funds? This practice is called "revenue sharing". (1966-2003)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; M.A., Baylor U.; Ph.D., Indiana U. Bruce C. Cresson, Ph.D., Professor of Religion. Donald L. Gaitros, Ph.D., Professor of Computer Science. Learn ways to save and invest to help you prepare for your retirement. Frank H. Mathis, Ph.D., Professor of Mathematics. Find out why.Get to Know Houston. (1992-2020)B.A., Beaver College; M.A., Louisiana State U.; Ph.D., U. of Texas. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Provides routine updates and reporting to the Senior Associate for Research Compliance - RCOI to ensure timely communication regarding the status . Janice M. McCullagh, Ph.D., Associate Professor of Art History and Senior Faculty Member of the Albritton Art Institute. (2003-2021). (1989-2002)B.A., U. of Texas; M.A.,ibid. You may also review your existing accounts and make transactions online by logging into your secure account. Tillman B. Rodabough, Ph.D., Professor of Sociology. ; Ph.D., U. of Michigan. Other benefits may be available, such as pre-tax and tax-deferred contributing, which could help maximize your savings. Mary Ruth Smith, Ph.D., Professor of Art and Art History. ; M.Div. People are living longer than ever. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. (1990)B.A., Baylor U.; M.Ed., U. of North Texas; Ed.D.,ibid. (1982-2011)B.S., Southern Arkansas U.; M.S., Louisiana Tech U.; Ph.D., New Mexico State U. ; Ph.D., Vanderbilt U. Dorothy W. McAlister, Ph.D., Professor of Family and Consumer Sciences. (1971-1986)B.M.E., U. of Oklahoma; M.M.,ibid. CMS will require Medicare Advantage plans that cover emergency services worldwide to cover urgent care worldwide . These contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. Louis Muldrow, J.D., Professor and the Abner V. McCall Professor of Evidence. Please keep in mind that there are inherent risks in investing. (1987-2007)B.S., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. Your employer adopts an Emeriti Retiree Health Plan and There are plenty of options and every investor is different. America's fourth largest city is a great place to live, work and play. William E. McBride, Ph.D., Professor of Computer Science. (1995- 2001)B.S., Baylor U.; M.S. Contact your HR Benefits Office for additional information and assistance. Then strive to increase that amount by putting raises toward it and small annual increases. Wickramasinghe Ariyasinghe, Associate Professor of Physics (1988-2021).B.S., U. of Sri Lanka; M.S, Bowling Green State U.; Ph.D., Baylor U. David M. Arnold, Ph.D., Professor and the Ralph Jean Storm Professor of Mathematics. Pittsburgh Theological Seminary; Ph.D., Ohio U. Charles J. Delaney, Associate Professor of Finance, Insurance, and Real Estate. Its California Certificate of Authority number is 3092. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. (2004-2012)B.S.N., Baylor; M.S.N., U. of Texas; Ph.D.,ibid. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. (1983-2015)B.A., Southeastern U.; M.A., U. of Alabama; Ph.D., U. of Nebraska, Lincoln. There are several technology companies that offer end-to-end notarization systems. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. 2021 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017. ; D.M., Florida State U. Robert W. Vargas, Ph.D., Professor of Computer Science. I have a form requiring notarization. Our Premedicine Program is designed for those students who desire to attend medical school upon undergraduate degree completion. Equal Housing Lender. Harold W. Osborne, Ph.D., Professor of Sociology and Master Teacher. Both options receive favorable tax treatment under the plan. Your financial well-being is TIAA's top priority and we are committed to helping you make informed decisions.

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